What's typically included

Confirm it before the schedule.

  • Bathing and grooming assistance
  • Dressing routines
  • Toileting and continence support
  • Transfer and mobility assistance
  • Meal and hydration reminders
  • Routine observation and family updates

Questions worth asking first

  • How are personal-care skills assessed?
  • What transfer assistance can caregivers provide?
  • How are care instructions documented?
  • When would the agency require a nurse or other clinical provider?

What matters before you commit

Vermont Senior Care can pass a personal-care request to a participating provider once permission is given.

Pricing, staffing and the actual care plan are then a decision for the family, the provider and the professionals already involved.

Where personal care ends and clinical care begins

Personal care is hands-on help with the body: bathing, showering, dressing, grooming, toileting, continence, moving safely from bed to chair.

In Vermont it is provided by non-medical agencies and within licensed residential settings at the appropriate level, and it does not require a nurse.

None of that is clinical care.

Wound care, injections, catheter management, administering medication instead of just reminding, and any judgement about a symptom belong to a licensed clinical service.

An agency that blurs that line in a sales conversation is a reason to slow down, because the person who pays for the confusion is the older adult.

  • Which specific tasks the written care plan authorises
  • Whether the worker may prompt medication, hand it over, or neither
  • What training the assigned caregiver has for transfers and mobility
  • Who supervises the caregiver, and how often they visit
  • What happens when a caregiver notices something clinical

Write the tasks, not the label

Families get better results by listing what should happen than by asking for a service name.

Write down: help into the shower on Monday, Wednesday and Friday morning; standby while dressing; prompt breakfast; walk to the mailbox.

An agency can then tell you which of those falls inside its scope and what it costs.

Keep that list.

Three weeks in, compare what was agreed with what is actually happening, and raise the gap early instead of waiting until the point of cancelling.

How Vermont pays for personal care

In Choices for Care, personal care and homemaker services were reimbursed at $33.32 an hour when the state's 2023 rate study reported, and the study recommended $50.40.

Self-directed workers hired by the participant had a published minimum wage of $15.49 an hour from July 6, 2025.

Against those figures, the CareScout survey puts private-pay non-medical home care in Vermont at $45 an hour, well above the state's $33.32 reimbursement figure.